FXthom shows your finance team exactly what currencies are doing to your forecast, why it matters, and what to escalate. Without the spreadsheet rebuild every quarter.
Free Health Check takes ~10 minutes · FXthom Free has no expiration · no credit card needed
Start from a spreadsheet, not a project.
CSV import templates for forecasts, AP/AR and contracts. Bring an export from QuickBooks, Xero or Stripe and map it to the template, or fill the template directly. No ERP consulting, no integration project.
At mid-market companies, treasury isn't a department — it's a hat the FP&A lead wears. Here's what we hear from them.
"My CFO asks 'what's FX going to do to our quarter?' and I rebuild the model in Excel. Every time."
— VP Finance · SaaS · $42M
Forecasting FX impact shouldn't require rebuilding the spreadsheet every time rates move. The model should know your exposure already.
"We have EUR revenue and INR engineering costs. Are we naturally hedged? Honestly, nobody can tell me clearly."
— Director of FP&A · Cloud services · $38M
Cross-currency natural offsets are real money on the table. Mid-market finance teams need a clear view of what's offsetting what — without three months of consulting.
"I know we should be doing something about FX. I don't know what to actually tell my CFO to do."
— Controller · International SaaS · $55M
FP&A doesn't execute hedges — they escalate. The hard part isn't the math; it's knowing which conversation to bring to the CFO and which to handle quietly.
Connect your accounting and revenue data once. See your exposure, your risk, and what to do about it — refreshed continuously, not quarterly.
Use our custom templates — FP&A forecast, AP/AR, contracts or commercial pricing — or upload a CSV you exported from QuickBooks, Xero or Stripe. The platform classifies each row and builds your exposure profile.
Inflows, outflows, and net position by currency. Timing distribution across settlement windows. Natural offsets you may not be crediting.
Ranked recommendations for your CFO. Score-impact estimates, plain language, no Treasury jargon. Export to PDF for board materials.
Every screen answers one of four questions in order. No menus, no configuration before insight, no Treasury terminology you have to look up.
Inflows, outflows, and net exposure by currency. Timing distribution across settlement windows. Concentration flags. Same-currency netting and cross-currency natural offsets, made visible.
A Currency Risk Score from 0–100, built from currency concentration, natural offsets and forecast horizon. Natural offset analysis shows which exposures are organically protected.
Standard sensitivity analysis at ±5%, ±10%, ±15%. Scenario comparison vs your last forecast, side by side. Plus indirect competitive impact for international pricing.
Three ranked escalations, in plain language. Each one tells you exactly what to say and what it's worth in score impact, so the conversation with your CFO or your bank starts from evidence.
We use parametric Value-at-Risk at 95% confidence over a 90-day window. Rates source from the European Central Bank daily reference rates — audit-defensible and free. Every KPI tooltip explains the formula. Toggle to 99% confidence or a 1-year window in your preferences.
Read the methodology →Free calculators and paid modeling packs for finance teams who want to dig in — without subscribing.
Three diagnostics and a quarterly brief — no signup, no email gate.
Free PDF diagnostic of your FX exposure across Time, Volatility, and Rate. Headlines a concentration fact instead of a graded score.
Enter foreign-currency amounts, see the reporting- currency impact at ±5/10/15%. Anonymous, no signup, no email gate.
Practical FX content for FP&A teams. Q1 issue: Translating treasury language for FP&A audiences.
One-time purchases. The Playbook ships as a PDF; the Forecast + Realized FX Impact Bundle and the Contract Impact Kit are generated in-product after purchase.
Two views of one analysis surface. Forecast (forward) populates from your commitment schedule the moment you buy; Realized FX Impact (backward) populates as payments are realized. One $199 charge entitles both.
What your contract clauses actually did to the payments that converted — peg leakage, risk-share splits, collar breaches and period true-ups, measured against each clause’s own reference rather than your budget.
Reframed practitioner guide for the owners of cross-border commitments. Frameworks, decision criteria, and the FX Risk Policy Template (board-approvable starting point) all bundled in.
FXthom is built specifically for FP&A leaders, Controllers, and VPs of Finance at companies with $25–75M in revenue and meaningful foreign-currency activity.
We're not built for enterprise treasury teams with hedge accounting requirements. We're built for the FP&A leader who's been told to "own FX" and isn't sure where to start.
Your FP&A team already lives in Pigment, Mosaic, or Abacum. Soon, FXthom will push exposure-aware scenarios, sensitivity ranges, and forecast risk directly into your planning environment — no copy-paste, no rebuild.
The platform stays the source of truth; your planning tool stays the place you work. Both stay current.
On the roadmap · Coming soonOutbound write integration
Coming soonOutbound write integration
Coming soonOutbound write integration
Coming soonStart free. Upgrade when you outgrow what you're doing — not because we hide features. Every tier is self-serve, no sales calls.
For the FP&A leader checking FX exposure for the first time.
For the FP&A lead who owns FX risk at their company.
For the finance team running FX continuously, not quarterly.
Unlimited users, custom integrations, dedicated onboarding, SLA, custom SOC 2 / GRC support, and a direct line to the team.
Use FXthom Free, no expiration. No credit card, no trial countdown. Upgrade when you outgrow what's in Free.
Finance teams at mid-market companies ($25–75M revenue) with meaningful foreign-currency activity. Typically a Director of FP&A, Controller, or VP Finance who's been told "you own FX risk" and wants to do it well without becoming a derivatives specialist.
A 10-page PDF diagnostic with your Currency Risk Score (0–100), exposure breakdown by currency and timing bucket, ranked operational drivers, and three recommended actions with effort and impact estimates. It's a board-ready snapshot of your FX risk position.
It takes about 10 minutes to fill out the inputs. No credit card. You get the PDF immediately and can share it internally.
Today, none — data comes in by CSV. Upload an export from QuickBooks, Xero or Stripe directly, or start from one of our templates; the platform classifies the rows either way.
Direct connections to QuickBooks Online, Xero, and Stripe are on the roadmap. Those cover the data sources where multi-currency activity lives for our target customers, and we're prioritizing modern SaaS finance tools with clean OAuth flows and stable APIs.
We're not building integrations to legacy ERPs (Oracle, SAP, older NetSuite implementations), banking aggregators (Plaid, Mercury), or spend platforms (Brex, Ramp). Those serve different personas than FP&A. If you don't see your tool, you can also import data manually via CSV.
European Central Bank daily reference rates. They're published every weekday at 16:00 CET, free to use, and recognized by auditors and treasury platforms worldwide. We use ECB rates as the audit anchor; cross rates (e.g. INR/USD) are computed from the EUR-base rate.
We do not use Bloomberg or Refinitiv-tier feeds, which would add $50K–$200K of annual licensing cost we'd have to pass on to you. The ECB feed is sufficient for the FP&A use case and keeps our pricing where it should be.
Parametric Value-at-Risk: Net Exposure × σannual × 1.645 × √(90/252). The 1.645 multiplier represents 95% confidence under a normal-distribution assumption. σ is the annualized standard deviation of daily FX returns over the last 90 days.
We're explicit about limitations: parametric VaR understates extreme tail events because FX returns have fatter tails than the normal curve. We treat this as a planning anchor, not a tail-risk indicator.
No, and we're not planning to. Hedge accounting effectiveness testing is Treasury-specialist work that requires deep audit-firm coordination. Our product is for finance teams who escalate hedging decisions to their CFO or banking partners, not for teams executing complex hedge accounting workflows.
If you need that, look at Kyriba, GTreasury, or Reval. They serve that audience well and we have no interest in competing with them.
FXthom is built and operated by a small team using AI assistance for product development, support, and content. Practically, that means:
Self-serve everything. You sign up, connect data, and get insights without a sales call. Documentation and help are AI-assisted — you'll get fast, accurate answers to most questions without waiting for a human. The product itself is human-built; AI helps us ship faster, but the math and the design are ours.
Now. The Health Check needs no account and takes about ten minutes. Free accounts are open and Core is available by subscription, so you can be looking at your own exposure today.
The higher tiers aren't self-serve yet — email info@fxthom.com and we'll set you up.
Your data arrives the way you put it there — typed in, or imported from a CSV you upload. There are no connections to other systems, so there are no credentials for us to hold. We never touch your bank accounts, and the platform cannot move money.
Data is encrypted in transit and at rest, every table enforces row-level security so one company's data isn't reachable from another's session, and two-factor authentication is available on every account. We're working toward SOC 2 Type II; the security page sets out plainly where we stand today.
We don't sell your data, don't use it to train external models, and don't share it with anyone outside our team. Standard sensible defaults.
Start with a free Health Check — you'll get a 10-page PDF diagnostic of your FX exposure in about 10 minutes. No credit card, no sales call.
Trusted methodology · ECB rate data · instant PDF · Free forever, no credit card