FX intelligence for finance teams

FX clarity, before your CFO asks.

ParallaxFX — call it PFX for short — shows your finance team exactly what currencies are doing to your forecast, why it matters, and what to escalate. Without the spreadsheet rebuild every quarter.

Free Health Check takes ~10 minutes · PFX Free has no expiration · no credit card needed

Connects to where your finance team already works.

v1 supports the modern SaaS finance stack — no ERP consulting, no integration projects.

The problem

Finance teams own FX risk now. Nobody trained them for it.

At mid-market companies, treasury isn't a department — it's a hat the FP&A lead wears. Here's what we hear from them.

"My CFO asks 'what's FX going to do to our quarter?' and I rebuild the model in Excel. Every time."

— VP Finance · SaaS · $42M

Forecasting FX impact shouldn't require rebuilding the spreadsheet every time rates move. The model should know your exposure already.

"We have EUR revenue and INR engineering costs. Are we naturally hedged? Honestly, nobody can tell me clearly."

— Director of FP&A · Cloud services · $38M

Cross-currency natural offsets are real money on the table. Mid-market finance teams need a clear view of what's offsetting what — without three months of consulting.

"I know we should be doing something about FX. I don't know what to actually tell my CFO to do."

— Controller · International SaaS · $55M

FP&A doesn't execute hedges — they escalate. The hard part isn't the math; it's knowing which conversation to bring to the CFO and which to handle quietly.

How it works

Three steps to FX clarity.

Connect your accounting and revenue data once. See your exposure, your risk, and what to do about it — refreshed continuously, not quarterly.

Step 01

Connect your data

One-click OAuth to QuickBooks, Xero, or Stripe. We read your AR/AP invoices and subscription revenue by currency — no manual exports.

Typical setup: under 10 minutes
Step 02

See your exposure

Inflows, outflows, and net position by currency. Timing distribution across settlement windows. Natural offsets you may not be crediting.

Refreshes when your data does
Step 03

Know what to escalate

Ranked recommendations for your CFO. Score-impact estimates, plain language, no Treasury jargon. Export to PDF for board materials.

"Bring to your CFO" framing on every action
The platform

Built around the questions finance teams actually ask.

Every screen answers one of four questions in order. No menus, no configuration before insight, no Treasury terminology you have to look up.

Question 01

Where does the risk sit?

Inflows, outflows, and net exposure by currency. Timing distribution across settlement windows. Concentration flags. Same-currency netting and cross-currency natural offsets, made visible.

Example: EUR exposure of $3.8M net — driven by $4.2M in receivables, partly offset by $0.4M in payables. Concentrated in the 31–60 day settlement window.
Question 02

Why is it there?

A Currency Risk Score from 0–100, broken into four components — currency concentration, forecast horizon, hedge coverage gap, and materiality baseline. Natural offset analysis shows which exposures are organically protected.

Example: Score of 68 (Moderate) — currency concentration is your largest driver. Hedge coverage at 22% sits well below the 60% policy band.
Question 03

What if rates move?

Standard sensitivity analysis at ±5%, ±10%, ±15%. Scenario comparison vs your last forecast. Static hedge coverage at every tier; interactive hedge simulator at Core and above. Plus indirect competitive impact for international pricing.

Example: A 10% EUR weakening puts $380K of forecast risk in play. At 75% coverage, that drops by 93%.
Question 04

What do I bring to my CFO?

Three ranked escalations, in plain language. Each one tells you exactly what to say, what it's worth in score impact, and what kind of hedge (forward, policy change) would close the gap.

Example: "Bring to CFO: EUR exposure is well above policy band — recommend increasing hedge coverage from 22% to 50–60%. Worth ~$120K of reduced forecast volatility per year."
Built for explainability

Every number has its math published.

We use parametric Value-at-Risk at 95% confidence over a 90-day window. Rates source from the European Central Bank daily reference rates — audit-defensible and free. Every KPI tooltip explains the formula. Toggle to 99% confidence or a 1-year window in your preferences.

Read the methodology →
Tools & resources

More than the platform.

Free calculators and paid modeling packs for finance teams who want to dig in — without subscribing.

Paid · $199 each

One-time purchases. The Playbook ships as a PDF; the Forecast + Variance Bundle is generated in-product after purchase.

Paid · Bundle

Forecast + Variance Bundle

Two views of one analysis surface. Forecast (forward) populates from your commitment schedule the moment you buy; Variance (backward) populates as legs settle. One $199 charge entitles both.

$199
Paid · Playbook

The Strategic FX Playbook

Reframed practitioner guide for the owners of cross-border commitments — frameworks, decision criteria, and the FX Risk Policy Template (board-approvable starting point) bundled in.

$199
Built for

Finance teams at mid-market companies.

ParallaxFX is built specifically for FP&A leaders, Controllers, and VPs of Finance at companies with $25–75M in revenue and meaningful foreign-currency activity.

We're not built for enterprise treasury teams with hedge accounting requirements. We're built for the FP&A leader who's been told to "own FX" and isn't sure where to start.

  • Multi-currency SaaS or services company with international revenue, costs, or both
  • $25M–$75M in revenue — large enough to feel FX, too small to staff a dedicated treasury function
  • Living in QuickBooks, Xero, or Stripe — no legacy ERP integration projects required
  • FP&A owns FX — possibly under their Controller, VP Finance, or CFO title
  • Self-serve buyer — you don't need a six-month vendor evaluation to try a product
This is not for you if: you're running a dedicated treasury function at an enterprise company, you need hedge accounting effectiveness testing (FAS 133 / ASC 815), or you're looking for an ERP-integrated treasury management system. We'd suggest looking at Kyriba or GTreasury — they serve that audience well.
FP&A ecosystem

Push exposure intelligence into your planning workflow.

Your FP&A team already lives in Pigment, Mosaic, or Abacum. Soon, PFX will push exposure-aware scenarios, sensitivity ranges, and forecast risk directly into your planning environment — no copy-paste, no rebuild.

The platform stays the source of truth; your planning tool stays the place you work. Both stay current.

On the roadmap · Coming soon

Pigment

Outbound write integration

Coming soon

Mosaic

Outbound write integration

Coming soon

Abacum

Outbound write integration

Coming soon
Pricing

Simple pricing. Real depth at every tier.

Start free. Upgrade when you outgrow what you're doing — not because we hide features. Every tier is self-serve, no sales calls.

Free, no expiration
Free
$0
No credit card

For the FP&A leader checking FX exposure for the first time.

  • Unlimited Health Check PDFs (watermarked)
  • Currency Risk Score with band classification
  • All 4 risk engines
  • Sensitivity analysis (±5/10/15%)
  • Forecast Risk KPI (90d $VaR)
  • Natural offset analysis
  • Operational Intelligence Assistant
  • Data Completeness Score
  • 3 ranked CFO escalations per run
  • 1 user, 1 profile
  • Manual CSV import only
  • 3 saved runs, 90-day retention
Start free
Core
$99/mo

For the FP&A lead who owns FX risk at their company.

  • Everything in Free, plus:
  • 3 users · 5 profiles
  • Unlimited saved runs & retention
  • Clean PDF exports (no watermark)
  • Budget Variance Status indicator
  • Margin Saved via Currency Netting (quantified)
  • Custom scenario sets
  • Side-by-side run comparison
  • Cross-currency natural offset analysis
  • CSV bulk import
  • API read access
  • Email support
Start with Core
Intelligence
$799/mo

For finance teams configuring PFX to their specific business.

  • Everything in Operations, plus:
  • Per-profile risk appetite
  • Custom materiality baselines
  • Per-profile pass-through coefficients
  • Margin Pressure card (competitive impact)
  • Multi-entity consolidation
  • Advanced scenario modeling
  • 99% VaR & 1-year vol windows
  • Hedge cost profile management
  • Industry benchmark comparisons (when available)
  • Priority support · SOC 2 docs
Start with Intelligence
Enterprise · Custom
For finance organizations that outgrow Intelligence.

Unlimited users, custom integrations (NetSuite, Chargebee, Deel, and beyond), dedicated onboarding, SLA, custom SOC 2 / GRC support, and a direct line to the team. Inbound only — we don't actively sell at this tier.

Talk to us

Use PFX Free, no expiration. No credit card, no trial countdown. Upgrade when you outgrow what's in Free.

Common questions

Common questions.

Who is ParallaxFX built for?

Finance teams at mid-market companies ($25–75M revenue) with meaningful foreign-currency activity. Typically a Director of FP&A, Controller, or VP Finance who's been told "you own FX risk" and wants to do it well without becoming a derivatives specialist.

What does the Health Check actually give me?

A 10-page PDF diagnostic with your Currency Risk Score (0–100), exposure breakdown by currency and timing bucket, ranked operational drivers, and three recommended actions with effort and impact estimates. It's a board-ready snapshot of your FX risk position.

It takes about 10 minutes to fill out the inputs. No credit card. You get the PDF immediately and can share it internally.

What integrations are available?

In v1: QuickBooks Online, Xero, and Stripe. These cover the data sources where multi-currency activity lives for our target customers. We're prioritizing modern SaaS finance tools with clean OAuth flows and stable APIs.

We're not building integrations to legacy ERPs (Oracle, SAP, older NetSuite implementations), banking aggregators (Plaid, Mercury), or spend platforms (Brex, Ramp). Those serve different personas than FP&A. If you don't see your tool, you can also import data manually via CSV.

Where do you get FX rates?

European Central Bank daily reference rates. They're published every weekday at 16:00 CET, free to use, and recognized by auditors and treasury platforms worldwide. We use ECB rates as the audit anchor; cross rates (e.g. INR/USD) are computed from the EUR-base rate.

We do not use Bloomberg or Refinitiv-tier feeds, which would add $50K–$200K of annual licensing cost we'd have to pass on to you. The ECB feed is sufficient for the FP&A use case and keeps our pricing where it should be.

How do industry benchmarks work?

Industry benchmarks come from publicly disclosed FX risk practices in SEC EDGAR 10-K filings. We extract quantitative measures (hedge coverage, materiality thresholds, and the like) using AI-assisted extraction with analyst validation, then aggregate by industry into quartile distributions.

Available at Intelligence tier. Sample sizes and confidence indicators are shown with every benchmark. Some industries may have insufficient public company coverage for a defensible benchmark — in those cases we transparently show "industry benchmark unavailable."

Full method: Industry Benchmarks methodology.

How is "Forecast Risk" calculated?

Parametric Value-at-Risk: Net Exposure × σannual × 1.645 × √(90/252). The 1.645 multiplier represents 95% confidence under a normal-distribution assumption (toggle to 99% in preferences). σ is the annualized standard deviation of daily FX returns over the last 90 days (toggle to 1 year in preferences).

We're explicit about limitations: parametric VaR understates extreme tail events because FX returns have fatter tails than the normal curve. We treat this as a planning anchor, not a tail-risk indicator.

Do you support hedge accounting (FAS 133 / ASC 815)?

No, and we're not planning to. Hedge accounting effectiveness testing is Treasury-specialist work that requires deep audit-firm coordination. Our product is for finance teams who escalate hedging decisions to their CFO or banking partners, not for teams executing complex hedge accounting workflows.

If you need that, look at Kyriba, GTreasury, or Reval. They serve that audience well and we have no interest in competing with them.

What does "AI-supported" actually mean here?

ParallaxFX is built and operated by a small team using AI assistance for product development, support, and content. Practically, that means:

Self-serve everything. You sign up, connect data, and get insights without a sales call. Documentation and help are AI-assisted — you'll get fast, accurate answers to most questions without waiting for a human. The product itself is human-built; AI helps us ship faster, but the math and the design are ours.

How long until I can actually use this?

The Health Check is available now. The platform itself is in active development — we're targeting Free tier availability for early adopters in the coming weeks. Sign up for the Health Check and you'll be the first to know when PFX Free opens.

What's your data security posture?

We use OAuth for all data connections (no stored credentials), encryption in transit and at rest, and we never have access to your bank accounts or move money. We're working toward SOC 2 Type II; ask us where we are if it matters for your procurement process.

We don't sell your data, don't use it to train external models, and don't share it with anyone outside our team. Standard sensible defaults.

Know what FX is doing to your forecast.

Start with a free Health Check — you'll get a 10-page PDF diagnostic of your FX exposure in about 10 minutes. No credit card, no sales call.

Trusted methodology · ECB rate data · instant PDF · Free forever, no credit card